A better life starts with a beautiful smile

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Minimizing Risks

One Top Choice helps businesses improve workplace safety, reduce injuries, & lower costs.

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risk management

One Top Choice assists in implementing effective risk management plans promptly.

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Asset protection

One Top Choice offers a wide range of insurance products to help businesses with their employee planning needs.

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About Our Insurance Agency

Hecht-Stout Insurance is one of central Illinois’ oldest independent, locally-owned insurance agencies, providing exceptional insurance services to individuals, families, and businesses since 1956.

Hecht-Stout Insurance has the advantage of making our clients our top priority.

Large national brokers may offer many products, but you are a number, not a name. Small brokerage firms can provide personal services, but many need more depth of products and services to handle challenging problems. At Hecht-Stout Insurance, we will customize the best insurance package using the broadest range of companies and products and unmatched service to meet your needs.

Hecht-Stout’s team of brokers comprises seasoned professionals who take a personal interest in meeting your needs. We are backed by the negotiating power and support services of an efficient system that has served clients throughout central Illinois for over six decades.

We are experienced, reliable and professional.

You can count on us for high-quality services because our experts have been in the industry long enough to know what matters most to you: good customer service and quality guidance.
Personal Umbrella Insurance

Personal Insurance

Personal insurance plays a central role in your financial well-being. It can help provide financial security and keep your assets protected.

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Business Insurance

Business insurance is important as it can help protect your company from potential lawsuits or financial losses.

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Employee Benefits

Employees are a company's most valuable asset. Comprehensive employee benefits can attract, motivate and retain employees.

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Insurance Agency

The Advantages of Working with Us

Easy Switching

Switch without hassle and find the most suitable insurance

Personalized service

Higher quality customer care than big corporate companies

Unbiased Advice

We don’t represent one company and can give you multiple options to choose from

Your advocate

We help all the way from policy reviews to claims assistance

The Advantages of Working with Us

We represent multiple insurance companies.
We are licensed insurance advisors.

We are by your side every step of the way.

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Insurance Coverage

Home Insurance Coverage
Renters Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
Key Person Life Coverage
Cyber Insurance Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance Coverage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.

Solution

Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life Coverage

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).

Solution

Key Person Life insurance can be taken to retain clients and uphold their reputation.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

Client Testimonials

See what our precious clients have to say about us

"Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance."

-Robert Adams

"Village did removed enjoyed explain nor ham saw calling talking."

-Robert Adams

"Village did removed enjoyed explain nor ham saw calling talking."

-Robert Adams

"Village did removed enjoyed explain nor ham saw calling talking."

-Robert Adams

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Quick Contact

reports@mail.com

Call us Now

123-456-7890

Opening Hours

Monday – Friday : 9 am to 5 pm

Our Location

Drive Dunlap, IL 61525
Our company is licensed in several states, including California, Arizona, Nevada, Idaho, and Texas. We are dedicated to enhancing your insurance coverage while keeping costs in check, providing you with peace of mind in various scenarios and bolstering your confidence in the future.

Insurance Tips
Navigating Your Coverage Options

May 12, 2021
What do you need to know about insuring your home-based business?

As of 2018, 30.2 million small businesses were operating in the United States, and 50% were home-based businesses. A home-based business offers many benefits, including low costs, tax benefits, flexibility, and freedom from commuting. Like any business, a home-based operation requires insurance. Various insurance options are available, so home business owners can choose what best […]

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April 12, 2021
RV maintenance checklist

    Sitting behind the wheel of your new RV comes with a lot of elation and anticipation. The open road is in front of you, and with all of the national parks and wild spaces available to explore in the U.S., there is nearly endless adventure ahead. But of course, you’ll have to make […]

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March 27, 2021
7 Things You Should Know About Boat Insurance.

Boating is undoubtedly one of the best ways for you to release stress. You are excited to hit the water on your boat; worrying about the finances in case of an unfortunate event would be the last thing you would want. So, make sure your boat is well insured.  We have collated seven significant points […]

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